Okay. So supposedly daughter has been in some sort of clinic for children/young adults that suffer severe depression/other mental disorders since Thanksgiving. I get a text message from her BFF that about a week ago that she passed out and had to be transported to the hospital. Then BFF tells me she had to borrow the money from her Grandmother to pay for her visit to the ER. Hospital wants cash because she has no insurance-but the clinic has had her there close to a month with no payment or insurance ? (I call BS). Friday BFF texts me she has the invoice receipt from the ER for me to pay back Gran. $786.00...and she needs to buy her fuel for the winter (insert tiny violins). I tell her to send me a photo of the receipt. It's clearly been copied from the many you can find online. It doesn't even have the hospital logo which has a building on it just the name in bold lettering. Here's the topper and proof that EVERYTHING I HEAR IS A BOLD-FACED LIE !!!!! It included a VAT tax of 8.25% (not filled in). The USA does not use VAT tax it uses Sales tax of which is set by the state that the service or sale was done. The State she lives in is still 6%. I figure the need for Christmas goodies is tugging at my purse-strings...however, the strings have been severed. In fact due to the sliced artery of cash-flow (they've stolen from us for close to a year) ...our own Christmas at home is restricted to Christmas movies on tv and good foods baked and cooked by me. NO gifts this year-I will wait for the after holiday sales if I have anything leftover. I am still waiting for the go-ahead on the move to the new State we are moving to; it's been pushed back 3 months. I need to hold onto the cash we have for moving purposes. My husband says just ignore, ignore, ignore. He said don't argue with or even engage with any of them. My backbone is still pretty fragile but it's getting stronger every day.