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Substance Abuse
Update on son
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<blockquote data-quote="Copabanana" data-source="post: 759701" data-attributes="member: 18958"><p>Such wonderful news. Could he negotiate with the credit card companies and settle the debt for a lower pay-off amount? </p><p></p><p>There are a website and books written by Dave Ramsey. This is what his specialty is. Helping people in situations like your son's. Helping them make and follow through with a plan to eliminate debt and increase savings. You can find the website at daveramsey.com. Your son makes good money, doesn't he? I once had a lot of credit card debt but I earned well. I prioritized paying off the credit debt over every other thing. </p><p></p><p>I am pretty sure that there are counselors at the Dave Ramsey website. These are very trustworthy people and Dave Ramsey has a spiritual point of view and his work is based on ethical practice. I don't think this would be a rip-off situation. Plus, there are all kinds of free tools, calculators, writings. I bought his book. You can find it used at abebooks.com. Just a few dollars. </p><p></p><p>I am so happy for you trying. And for your son! What a great blessing</p></blockquote><p></p>
[QUOTE="Copabanana, post: 759701, member: 18958"] Such wonderful news. Could he negotiate with the credit card companies and settle the debt for a lower pay-off amount? There are a website and books written by Dave Ramsey. This is what his specialty is. Helping people in situations like your son's. Helping them make and follow through with a plan to eliminate debt and increase savings. You can find the website at daveramsey.com. Your son makes good money, doesn't he? I once had a lot of credit card debt but I earned well. I prioritized paying off the credit debt over every other thing. I am pretty sure that there are counselors at the Dave Ramsey website. These are very trustworthy people and Dave Ramsey has a spiritual point of view and his work is based on ethical practice. I don't think this would be a rip-off situation. Plus, there are all kinds of free tools, calculators, writings. I bought his book. You can find it used at abebooks.com. Just a few dollars. I am so happy for you trying. And for your son! What a great blessing [/QUOTE]
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