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Parent Support Forums
Substance Abuse
Insurance question - Update
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<blockquote data-quote="Nancy" data-source="post: 504197" data-attributes="member: 59"><p>Grrrrrrr of course they feel it is not a medical necessity and he would do just as well in outpatient because it's cheaper for them. I'm glad the facility is helping with the appeal. We have appealed insurance ruling in the past (not related to rehab though) and were successful in getting them overturned. The doctor's opinion carried a lot of weight. So don't give up.</p><p></p><p>Our insurance only paid for five days detox and five days of inpatient out of 60. Since we had $10,000 deductible they ended up paying $3,000 out of $25,000. They paid nothign for intensive outpatient since we exhausted benefits. </p><p></p><p>The rehab center our difficult child was in did have scholarships available for people who did not qualify for insurance. Does your son's have anything like this?</p><p></p><p>Nancy</p></blockquote><p></p>
[QUOTE="Nancy, post: 504197, member: 59"] Grrrrrrr of course they feel it is not a medical necessity and he would do just as well in outpatient because it's cheaper for them. I'm glad the facility is helping with the appeal. We have appealed insurance ruling in the past (not related to rehab though) and were successful in getting them overturned. The doctor's opinion carried a lot of weight. So don't give up. Our insurance only paid for five days detox and five days of inpatient out of 60. Since we had $10,000 deductible they ended up paying $3,000 out of $25,000. They paid nothign for intensive outpatient since we exhausted benefits. The rehab center our difficult child was in did have scholarships available for people who did not qualify for insurance. Does your son's have anything like this? Nancy [/QUOTE]
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Insurance question - Update
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