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Insurance question
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<blockquote data-quote="EarthIsHard" data-source="post: 739341" data-attributes="member: 23004"><p>Ugh, insurance in the US. Think twice and three times before you hopefully do not sign that paper. First of all, is your son over 18? Why do you have to sign the paper? OK, I know, I've been there. They know your son won't pay but you will. Most rehabs work out a cash price. A lot of rehabs work really hard and make the calls to keep your son in to get the help. If you sign, chances are those calls will not be made. Why would they? You already agreed to pay.</p><p>That is a lot of money. Not to be rude though chances are this might not be his last rehab.</p><p>Let them try and work it out without your signature. If all they really care about is the money, there are good rehabs that are free. Not as cushy, but oh well.</p><p>We paid some big bucks for our son's first rehab. Why? Because we wanted him there more than he wanted the help. We've been down many roads since then and I cannot say it helped more than the others, though the stay was really nice! Kind of makes me think we could have used some of it for the vacations we never took and instead put every bit of effort and money into something that just wasn't meant to stick at the time. There were great free ones. There were great insurance paid ones. For those, we made them guarantee the maximum that we'd have to pay out of pocket. We've had a great doctor offer a 'scholarship' for a program that is $50k/month. There are many programs out there. Not so nice if you have to move him but worth a thought.</p><p>Sorry, for carrying on. It's a lot of money. It's a long road. How does your son feel about being there?</p></blockquote><p></p>
[QUOTE="EarthIsHard, post: 739341, member: 23004"] Ugh, insurance in the US. Think twice and three times before you hopefully do not sign that paper. First of all, is your son over 18? Why do you have to sign the paper? OK, I know, I've been there. They know your son won't pay but you will. Most rehabs work out a cash price. A lot of rehabs work really hard and make the calls to keep your son in to get the help. If you sign, chances are those calls will not be made. Why would they? You already agreed to pay. That is a lot of money. Not to be rude though chances are this might not be his last rehab. Let them try and work it out without your signature. If all they really care about is the money, there are good rehabs that are free. Not as cushy, but oh well. We paid some big bucks for our son's first rehab. Why? Because we wanted him there more than he wanted the help. We've been down many roads since then and I cannot say it helped more than the others, though the stay was really nice! Kind of makes me think we could have used some of it for the vacations we never took and instead put every bit of effort and money into something that just wasn't meant to stick at the time. There were great free ones. There were great insurance paid ones. For those, we made them guarantee the maximum that we'd have to pay out of pocket. We've had a great doctor offer a 'scholarship' for a program that is $50k/month. There are many programs out there. Not so nice if you have to move him but worth a thought. Sorry, for carrying on. It's a lot of money. It's a long road. How does your son feel about being there? [/QUOTE]
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