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Failure to Thrive
Lack of Boundaries
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<blockquote data-quote="AppleCori" data-source="post: 727903" data-attributes="member: 16024"><p>Hi G</p><p></p><p>If you feel that you must monitor his account to see if he is making the payments, this is a big red flag.</p><p></p><p>The problem you have is that the car is in your name, so you are obligated to make sure it is insured. </p><p></p><p>You are also obligated to make sure the payments are made, or it goes against your credit.</p><p></p><p>Is there any way to transfer the car into your son’s name? </p><p></p><p>I would work on disentangling myself financially from my adult son, as first priority. Even if I had to pay it off myself, knowing that son would not pay me back. </p><p></p><p>I would be concerned about the liability, should son drive without insurance in a car you own, in case something happens.</p><p></p><p>My step-son always make things seem better than they are: jobs, living situations, financial situations, his willingness to make payments and “play by the rules of society”. We have been sucked in by words many times, and the actions don’t back it up. </p><p></p><p>So, yes, disentangling yourself from his finances will go a long way toward getting those boundaries set.</p><p></p><p>Apple</p></blockquote><p></p>
[QUOTE="AppleCori, post: 727903, member: 16024"] Hi G If you feel that you must monitor his account to see if he is making the payments, this is a big red flag. The problem you have is that the car is in your name, so you are obligated to make sure it is insured. You are also obligated to make sure the payments are made, or it goes against your credit. Is there any way to transfer the car into your son’s name? I would work on disentangling myself financially from my adult son, as first priority. Even if I had to pay it off myself, knowing that son would not pay me back. I would be concerned about the liability, should son drive without insurance in a car you own, in case something happens. My step-son always make things seem better than they are: jobs, living situations, financial situations, his willingness to make payments and “play by the rules of society”. We have been sucked in by words many times, and the actions don’t back it up. So, yes, disentangling yourself from his finances will go a long way toward getting those boundaries set. Apple [/QUOTE]
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Failure to Thrive
Lack of Boundaries
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