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<blockquote data-quote="donna723" data-source="post: 485346" data-attributes="member: 1883"><p>lol, Janet, you sound like my son! But at least you sort of keep track of it. He uses a debit card but he doesn't keep track of what he spends, he just goes by what his online statement says which isn't always right. I keep trying to tell him, some things appear right away, others stay in a "pending" status and don't show for a few days. And he uses his debit card A LOT ... $10 worth of gas here, a Pepsi and a pack of cigarettes there. No wonder he can't keep track of it! </p><p></p><p>When I was married, our finances were always in chaos, so I am a total control freak over it now. I keep track down to the penny and check it at least once a day, sometimes more. The way my son does his, if something goes wrong, he doesn't know until he runs out of money. Almost two weeks ago, a couple days before his payday, his bank tried to run someone else's big check through HIS account ... twice! They charged <u>him</u> two $35 returned check fees and put him into the minuses right away, leaving him with no gas money to get to work the rest of the week. He had to take off work and went storming in to the bank and they saw right away what had happened and said they would credit the $70 back in to his account. BUT ... they said it would take 7 to 10 business days to get the money credited back to his account! Said it had to go all through their corporate offices and get all kinds of approvals before he could get his money back! The same money that was <em>instantly</em> taken from his account when they thought it was his fault! Total BS! As soon as the dust settles, he's closing that account and opening a new one at my bank.</p></blockquote><p></p>
[QUOTE="donna723, post: 485346, member: 1883"] lol, Janet, you sound like my son! But at least you sort of keep track of it. He uses a debit card but he doesn't keep track of what he spends, he just goes by what his online statement says which isn't always right. I keep trying to tell him, some things appear right away, others stay in a "pending" status and don't show for a few days. And he uses his debit card A LOT ... $10 worth of gas here, a Pepsi and a pack of cigarettes there. No wonder he can't keep track of it! When I was married, our finances were always in chaos, so I am a total control freak over it now. I keep track down to the penny and check it at least once a day, sometimes more. The way my son does his, if something goes wrong, he doesn't know until he runs out of money. Almost two weeks ago, a couple days before his payday, his bank tried to run someone else's big check through HIS account ... twice! They charged [U]him[/U] two $35 returned check fees and put him into the minuses right away, leaving him with no gas money to get to work the rest of the week. He had to take off work and went storming in to the bank and they saw right away what had happened and said they would credit the $70 back in to his account. BUT ... they said it would take 7 to 10 business days to get the money credited back to his account! Said it had to go all through their corporate offices and get all kinds of approvals before he could get his money back! The same money that was [I]instantly[/I] taken from his account when they thought it was his fault! Total BS! As soon as the dust settles, he's closing that account and opening a new one at my bank. [/QUOTE]
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