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Stealing......credit card....consequences?
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<blockquote data-quote="GoingNorth" data-source="post: 741768" data-attributes="member: 1963"><p>It's not just kids stealing parents' credit card or banking information. A couple of months ago, I got a text from one of my credit card companies asking me to call their fraud department urgently.</p><p></p><p>Naturally, I called. Turns out there were thousands of dollars of charges made by various individuals over a short period of time, all to Blizzard Games, the manufacturers of Warcraft, amongst others.</p><p></p><p>Thankfully, the credit card company didn't allow the charges to go through.</p><p></p><p>What had happened was that my card was breached at some point, and the number sold to various individuals, who decided to spend their newfound "$$$" on video game (I don't know what? Points?).</p><p></p><p>Speaking with the fraud specialist, it turns out that when breaches happen, video game "stuff" is one of the most common things charged to stolen credit card accounts.</p><p></p><p>In my case, the whole thing cost me nothing other than the inconvenience of my old card being deactivated and having to wait for 2 weeks while a new card was sent out to me.</p><p></p><p>The vendors who accept the online charges have NO idea that the account numbers used to pay for whatever they sell are fraudulent as the vendors are selling online.</p><p></p><p>The solution? Vendors start requiring a photo ID copy each time they accept a credit card, as opposed to storing credit cards. It'll never happen. Too much time, inconvenience to customers, and it would require massive server storage place for the drivers' licence photos.</p></blockquote><p></p>
[QUOTE="GoingNorth, post: 741768, member: 1963"] It's not just kids stealing parents' credit card or banking information. A couple of months ago, I got a text from one of my credit card companies asking me to call their fraud department urgently. Naturally, I called. Turns out there were thousands of dollars of charges made by various individuals over a short period of time, all to Blizzard Games, the manufacturers of Warcraft, amongst others. Thankfully, the credit card company didn't allow the charges to go through. What had happened was that my card was breached at some point, and the number sold to various individuals, who decided to spend their newfound "$$$" on video game (I don't know what? Points?). Speaking with the fraud specialist, it turns out that when breaches happen, video game "stuff" is one of the most common things charged to stolen credit card accounts. In my case, the whole thing cost me nothing other than the inconvenience of my old card being deactivated and having to wait for 2 weeks while a new card was sent out to me. The vendors who accept the online charges have NO idea that the account numbers used to pay for whatever they sell are fraudulent as the vendors are selling online. The solution? Vendors start requiring a photo ID copy each time they accept a credit card, as opposed to storing credit cards. It'll never happen. Too much time, inconvenience to customers, and it would require massive server storage place for the drivers' licence photos. [/QUOTE]
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