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When we're gone what happens to our ...
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<blockquote data-quote="Elsi" data-source="post: 741114" data-attributes="member: 23349"><p>This question haunts me. I have no idea what happens to my two off the rails kids as they get older. They have not been labeled as officially disabled in order to qualify for any services, and will make no moves towards making that happen. They think they are fine as they are. They are not fine. I am really wondering if either of them will outlive me, or even live to see 40. If they do get it together enough to make it to their older years, they have done nothing to prepare for their own independence or retirement. I don't know what happens when waitressing, bar-backing, and other highly physical jobs in the service industry become too hard on their bodies as they get older. Their spotty job history and minimum wage jobs will leave them with little in the way of social security to rely on and nothing in the way of other retirement income. I'm scrambling as fast as I can to make sure my own retirement will be covered, and don't anticipate retiring until 70 or close to it. If I live too long or need long-term nursing care, there won't be any inheritance left for anyone - I'm just counting on being able to take care of myself in modest but comfortable circumstances. If I think too hard about what their lives will be like if they make it to retirement age it's painful. It looks like a grim future to me. And I'm not going to put the expectation on their siblings that they will take care of them after I'm gone.</p></blockquote><p></p>
[QUOTE="Elsi, post: 741114, member: 23349"] This question haunts me. I have no idea what happens to my two off the rails kids as they get older. They have not been labeled as officially disabled in order to qualify for any services, and will make no moves towards making that happen. They think they are fine as they are. They are not fine. I am really wondering if either of them will outlive me, or even live to see 40. If they do get it together enough to make it to their older years, they have done nothing to prepare for their own independence or retirement. I don't know what happens when waitressing, bar-backing, and other highly physical jobs in the service industry become too hard on their bodies as they get older. Their spotty job history and minimum wage jobs will leave them with little in the way of social security to rely on and nothing in the way of other retirement income. I'm scrambling as fast as I can to make sure my own retirement will be covered, and don't anticipate retiring until 70 or close to it. If I live too long or need long-term nursing care, there won't be any inheritance left for anyone - I'm just counting on being able to take care of myself in modest but comfortable circumstances. If I think too hard about what their lives will be like if they make it to retirement age it's painful. It looks like a grim future to me. And I'm not going to put the expectation on their siblings that they will take care of them after I'm gone. [/QUOTE]
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