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<blockquote data-quote="Smithmom" data-source="post: 741182" data-attributes="member: 23371"><p>Tired out...this is really why I started this thread. Not every town is going to have every kind of group home. My autistic son has no behaviors and can't live with people who do. His childhood with his oldest bro has perhaps exasperated this. I can't answer what is available to you but I have learned that there is far more out there than we know. Perhaps you can start looking. Neighboring towns or counties? Perhaps there is a creative way to structure services. Perhaps health insurance would pay for an aide to come in several times daily for his physical needs. The purpose of Medicaid waivers is to keep people out of hospitals and nursing homes. So services can be provided in a home setting. Obviously we need to worry about whether such funding is permanent. But that's where sibs/ guardians come in.</p><p></p><p>Something I had never heard of... There are non-profits running communal living homes near divinity schools. So divinity students have free housing and live with disabled adults. The benefits to both are obvious. Near me there currently is one such residence and they are working on fundraising for a second one in my town. </p><p></p><p>Elsi, I have the same concerns about finances. But I think the creativity comes into play again. In my area, and I assume most, group homes pay rent. They don't own properties. I've heard of some non-profits that buy and rehab houses for purposes of group homes. But that's not in my area. My plan is to use the equity from my home as a down payment on a group home property owned by a trust I create. There would then be a mortgage payment by the trust similar to the rent paid by a group home. Obviously the numbers would need to be right. </p><p></p><p>One of my back-up plans is to find other parents of children suitable as roommates for mine. Then work with these other parents to set up something permanent for our kids. There is another parent group here actively looking to set up some sort of community. This is as simple as buying a number of condos in a complex. There are also affordable housing programs here. These are typically funded by new building projects. There's an endless variety in how these work. But again, with town planning support, these can be structured to provide housing for the disabled. </p><p></p><p>I know of one young man who purchased a 2 bed townhouse through an affordable housing program His SSDI will pay the mortgage. His family will oversee the situation and/or will offer free room and board to a roommate to oversee him. The program he purchased through owns a small % of condos and townhouses is recently built complexes. They only work with first home buyers, mostly divorced women with children. The home can only be sold back to them for resale to another family who meets their criteria. There is profit sharing of any increase in value and they pay for maintenance and repairs to be sure the property is maintained. </p><p></p><p>SWOT. I fully agree that behavioral people are generally not responsible tenants or homeowners. This thread was not meant to be about those of our children. I believe that we can find solutions for these children but I agree that would not include buying homes for them.</p></blockquote><p></p>
[QUOTE="Smithmom, post: 741182, member: 23371"] Tired out...this is really why I started this thread. Not every town is going to have every kind of group home. My autistic son has no behaviors and can't live with people who do. His childhood with his oldest bro has perhaps exasperated this. I can't answer what is available to you but I have learned that there is far more out there than we know. Perhaps you can start looking. Neighboring towns or counties? Perhaps there is a creative way to structure services. Perhaps health insurance would pay for an aide to come in several times daily for his physical needs. The purpose of Medicaid waivers is to keep people out of hospitals and nursing homes. So services can be provided in a home setting. Obviously we need to worry about whether such funding is permanent. But that's where sibs/ guardians come in. Something I had never heard of... There are non-profits running communal living homes near divinity schools. So divinity students have free housing and live with disabled adults. The benefits to both are obvious. Near me there currently is one such residence and they are working on fundraising for a second one in my town. Elsi, I have the same concerns about finances. But I think the creativity comes into play again. In my area, and I assume most, group homes pay rent. They don't own properties. I've heard of some non-profits that buy and rehab houses for purposes of group homes. But that's not in my area. My plan is to use the equity from my home as a down payment on a group home property owned by a trust I create. There would then be a mortgage payment by the trust similar to the rent paid by a group home. Obviously the numbers would need to be right. One of my back-up plans is to find other parents of children suitable as roommates for mine. Then work with these other parents to set up something permanent for our kids. There is another parent group here actively looking to set up some sort of community. This is as simple as buying a number of condos in a complex. There are also affordable housing programs here. These are typically funded by new building projects. There's an endless variety in how these work. But again, with town planning support, these can be structured to provide housing for the disabled. I know of one young man who purchased a 2 bed townhouse through an affordable housing program His SSDI will pay the mortgage. His family will oversee the situation and/or will offer free room and board to a roommate to oversee him. The program he purchased through owns a small % of condos and townhouses is recently built complexes. They only work with first home buyers, mostly divorced women with children. The home can only be sold back to them for resale to another family who meets their criteria. There is profit sharing of any increase in value and they pay for maintenance and repairs to be sure the property is maintained. SWOT. I fully agree that behavioral people are generally not responsible tenants or homeowners. This thread was not meant to be about those of our children. I believe that we can find solutions for these children but I agree that would not include buying homes for them. [/QUOTE]
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