If you are in the United States check into SED waiver. It's possible she can qualify for medical card based on her emotional and behavioral needs and not your income. The SED waiver can be a secondary policy to your regular health insurance.
The SED waiver also covers the cost of a case manager and respite care for some children and the co-pays that you normally be paying on your regular insurance.
Ksm
Just google the sate you are in and SED waiver. The local mental health facility should be able to help with the process.
