I used to have that extra insurance when I worked too, really good stuff. I am thrilled you have that. I just got a message from Jess' sisters, they are missing her so much. I didn't tell them anything at all about you, but did say that her story touched someone... to give them comfort that she lives on in others. Get better for yourself, but know it will help others, some out there who are just watching and listening...and for sure your family too. luv, Dee