You ladies are on the ball. I'm sure his inference to working with asbestos and toxic mold is so that at a later time he'll "zing" me with a guilt trip about how he's going to die from having been exposed. I've been down this road before! BlindSided..he didn't pay off his car (that loan was on me ) What he did was take a loan out against the title and paid that off. For him that is still an accomplishment.