I was just thinking about this the other day and decided that each pay period I would buy a $50 GC from a store that my girls or H would frequent. I would like to get up at least $300 from Target for miscellaneous items and then also have some from other stores like Kohls, American Eagle, Home Depot, Walmart and a Stop & Shop grocery store for easy child. I get paid twice a month, so that should bring me up to about $800 by Christmas. Perfect.