Steph, Thanks for sharing more information and let me just say, you found the right forum.
There are some terms that you may unfamiliar with that we use here. Difficult adult child and gas lighting are two that come to mind right away.
From everything you shared I think it's fair to say that your daughter is a difficult adult child. All this really means is that the individual is not accepting responsibility for choices they have made. There are many degrees of difficult adult children from arguing with their parent to using drugs to being in jail.
What all of us here have in common is the love we have for a difficult adult child.
Any advice or support you get here, take what will work for you and leave the rest. You may hear some things that are not easy to hear but please have an open mind.
I pushed too hard, she told me numerous times she didn't want to discuss it in public and I continued because I just felt like she was making excuses. She broke down, cried, and eventually left the restaurant.
I am going to tell right now that you did not push too hard. Your daughter owes you money plain and simple. She is 25 years old and should accept responsibility for what she owes you. Her behavior is classic of a difficult adult child in that she would prefer to avoid it at all costs but when pushed, she will break down in tears and leave. I can almost guarantee she would have behaved the same way whether in a public setting or your living room.
I ended up texting her and apologizing for continuing to badger her, etc.
I have learned to never apologize for trying to resolve a serious issue. Again, she owes you money. If she had a car payment that she was behind on, I guarantee they would come after her and not be nice about it. Just because she is your daughter does not mean you should walk on egg shells.
Another apology given from me at which time she said she felt like it was a pattern with me bringing up inappropriate things and then apologizing..i argued that the student loan was not inappropriate.
Yes, the student loan is not inappropriate and you have every right to ask for payment.
I am going to caution you here, STOP apologizing to her. When you apologize you are sending the message that you did something wrong. You have done nothing wrong or out of line.
She called was extremely ugly, rude, disrespectful and told me none of any of the above conversations were her fault and she did nothing wrong. She said I had a pattern of criticizing her and then apologizing. She said it was not going to be resolved and she was sick of it. She kept saying to me..."are you listening when I tell you it's not getting resolved". I finally broke down again squeaked out, "ok, bye".
What she is doing here is called gas lighting. She is transferring blame to you. She is trying to convince you that you are at fault. Do not buy into this!!
Your daughter has made choices that have consequences and she is not owning up to them.
You are not alone in this. There are many, many parents that are going through the same thing you are.
I'm sure you are wondering where you went wrong, after all, you have a son that has launched successfully. You did nothing wrong. Sometimes our kids just do what they do.
Bottom line, your daughter is 25 and owes you money. She is an adult that should be treating you with respect.
My suggestion for you is to set clear boundaries as to what you will and won't tolerate from her. Also, do not let your daughter manipulate you. Remember, you are the parent.
Sometimes the dreams and hopes we have had for our children just don't turn out the way we want them to. That's okay.
There is a good article on detachment at the top of this forum. Here is a link to it.
https://www.conductdisorders.com/community/threads/article-on-detachment.53639/
((HUGS))