Is there any insurance that is most widely accepted as IN NETWORk at rehabs? The one we currently have is treated as "out of network" and we have a widely known health insurance.
I would say BCBS becaues I have it. It's not the insurance that's out of network, it's the place I believe. Like a doctor can be "out of network" so more expensive.
I have BCBS as well but they are all owned independently and have different rules. Mine doesn't cover any rehab that is 'stand alone' and must be affiliated with a hospital. And all of those have gone to IOP. There's a lot of ways for them to get around the required substance abuse treatment law, unfortunately.